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#1
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A Florida man whose roof was removed by workers who confused his house for a neighbor's said he is demanding his roof be replaced free of charge.
http://www.upi.com/Odd_News/2009/09/...2861254171714/ |
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#2
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Since the company seems to have acknoweledged they did remove the wrong roof, I feel free to say they have no excuse for not replacing it even before being asked. They certainly have no business demanding the victim or his insurance company pay anything. They screwed up - they need to make it right.
ETA: Okay, a little calmer now - that situation ticked me off. Normally the measure of dmaages when you have accidentally caused someone harm is that value of the harm done. If your 5-year-old gets destroyed, you get the value of a 5-year-old car, not a brand new replecement. The article did not at all address the issue of the legal measure of damages - perhaps the company was just balking at not just the value of the damage they did, but providing him an upgrade to new for replacing an old roof. I still think the company should replace the roof at no charge. But the legal measure would be to reduce the damages to the extent the old roof had aged. |
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#3
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ATNM, you get the value of a 5 year old car with the thought that you can go out and buy a 5 year old car. You can't go buy a used roof.
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#4
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I am also concerned about the possible scam implications: "Oops, we made a mistake. Just submit the claim to your insurance company and we'll fix it right up." |
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#5
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I had my roof replaced last spring. When I signed the work order they had me verify that the address was correct, and they recomended that I be home on the day they tore off the old roof.
The contractor also spent quite a bit of time describing *their* insurance coverage. Though he didn't specifically mention what they'd do in a case like this, I wonder if it really should be the contractor's insurance that should cover this (Assuming the contractor was properly insured, of course).
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#6
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I would also think that he can file several criminal complaints. That alone should be enough for the roofing company to agree to make it right.
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Another blog update, to cleanse the horror that was the last post: Confessions of a Dragon's scribe |
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#7
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This would be like if a PC tech walked intou your home and formatted your hard drive, and then offered to reinstall the OS for $129.00
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#8
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also automobiles are different. it's not JUST a roof that was damaged, it was the entire house. continuing with the car metaphor, you damage the front end of a car, the insurance company decides if it's worth repairing the front of the car or writing off the car. So with the roof being ripped off, it's not just a matter of the roof being an individual item. the man's house is damaged, if the cost of the roof is more than the value of the house, they should only have to pay the amount the house was worth. as they pretty much destroyed the house. now, it can be repaired with a new roof. if I have a scratched up old front end of my car and someone hits me, and is at fault and the insurance company deems that a new front end is cheaper than replacing the car, i will get a new front end. doesn't matter the condition it was in before, it was functional before, and it should be functional afterwards. same with a roof. the roof is not an individual item in this case, it doesn't matter if it's an upgrade to "new", the house is still old, it's having a new roof isn't going to change the age of the house. it having no roof is going to severely damage the house, and cause the house to lose value. The right thing to do is replace the roof free of charge.
Besides if they force the man to pay for even a portion of it, that is one hell of a scam, do that once a month, and you're generating free work for yourself! truth be told, I'd almost say that they should have to pay ANOTHER roofing company to replace the roof if their insurance is paying for the new roof. because if the insurance company pays them market price to replace the roof, they're making a profit on their mistake. which provides an incentive to make this mistake again. |
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#9
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When a mistake like this occurs, courts usually hold that the homeowner must be made whole again. I suppose that, if the work were up to code, the roofing company could re-install the roof using the removed materials as much as possible. The problem for the roofing company is that they have probably disposed of those materials. Which means that a brand-new roof must be installed.
There is a reason why reputable contractors and bonded and insured -- so that employees making amistake like this don't bankrupt the company. I suspect that this particular contractor isn't insured (or that their insurance company won't pay for some reason). Which doesn't really mean anything for the homeowner, the company still has to make him whole.
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#10
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I don't think anything from the "tear off" of the roof is usable. The shingles and tar paper are pretty much 100% destroyed during the removal process.
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#11
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If your five year old gets destroyed you get the value of a new car? I've heard of the cars for kids program but that's a little extreme. I know what you meant but the way you typed it souded like if you're five year old child gets destroyed you get the value of a new car.
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#12
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- Il-Mari |
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#13
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Well, then, a new roof it is. They have to make him whole again, even if that means he gets a brand-new roof.
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I love songs about mustard -- DS#1 That's what you get for dating the kindergarden set. -- Magdalene "You could do better than Spencer Pratt" is an excellent example of damning with faint praise. -- Lainie |
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#14
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This would be treated as a civil matter, and the courts would have to decide how to handle the case. I would think the quickest way to resolve it is to have a third party come replace the roof.
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#15
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But who should pay for the third party to replace the roof? That's what is under debate. IMO, whatever company ends up replacing the roof, the roofing company that removed the wrong roof should pay the entire cost. Why should this man see higher insurance premiums by having his insurance cover most of the cost (not that this would definitely happen, but it seems likely.) Even if insurance covered it, and his premiums didn't go up, why should he get stuck paying the deductible for the roofer's mistake? Not to mention he had to cut his vacation short. This really should be a no-brainer.
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"The police however have decided not to launch a preliminary investigation as they were unable to find anything in the law books allowing for the indictment of large birds. " - The Local, Sweden's News in English Last edited by Lgreywolf; 07 October 2009 at 05:05 PM. Reason: because whaterver isn't a word |
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#16
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It's not really much of a debate. The roofer who removed the roof would have to pay to replace the roof. It is really a civil matter, and there is enough case law that this is a no brainer. The roofer of course is going to say this is debatable because he wants to mitigate his damages, but in the end he is buying a new roof. Personally I would not want him to work on my roof, and would want a third party to replace it.
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#17
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"The police however have decided not to launch a preliminary investigation as they were unable to find anything in the law books allowing for the indictment of large birds. " - The Local, Sweden's News in English |
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#18
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__________________
I love songs about mustard -- DS#1 That's what you get for dating the kindergarden set. -- Magdalene "You could do better than Spencer Pratt" is an excellent example of damning with faint praise. -- Lainie |
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