snopes.com  

Go Back   snopes.com > Urban Legends > Inboxer Rebellion

Reply
 
Thread Tools Display Modes
  #1  
Old 26 September 2013, 07:53 PM
snopes's Avatar
snopes snopes is offline
 
Join Date: 18 February 2000
Location: California
Posts: 109,644
Soapbox Obamacare

Comment: There is a new thing on FB today about a guy named Shane Jansen and how his company is changing his health care stuff because of
"Obamacare"...

It's basically a link to the guy's FB page with the following (there are
pictures of the letter on his page too).

http://macbournes.com/?p=1126
Reply With Quote
  #2  
Old 26 September 2013, 08:32 PM
wanderwoman's Avatar
wanderwoman wanderwoman is offline
 
Join Date: 29 December 2004
Location: Elkhart, IN
Posts: 7,890
Default

$139.50 a month for traditional coverage with a $1500/3000 deductible and out of pocket? My employer hasn't seen anything like that for many years. That's a living dinosaur!
Reply With Quote
  #3  
Old 26 September 2013, 09:00 PM
mela681's Avatar
mela681 mela681 is offline
 
Join Date: 16 May 2007
Location: Duncan, OK
Posts: 1,607
Default

I was thinking something similar, wanderwoman. Ours is pretty low but that is because my husband works for a HUGE company. Before that we paid over $700 a month for a policy with a (IIRC) $5000/person deductible. Even doctor visits had to be included in the deductible.
Reply With Quote
  #4  
Old 27 September 2013, 12:03 AM
Kallah's Avatar
Kallah Kallah is offline
 
Join Date: 19 July 2004
Location: Eau Claire, WI
Posts: 2,586
Default

Quote:
Iím now covered for a bunch of things I donít want or need, like mental illness inpatient and substance abuse inpatient treatment coverage.
Thankfully this person can see into the future and know exactly what illnesses, mental or physical, they'll be facing throughout their life. Does the author also parse out screenings for cancers they're feeling pretty good about, or perhaps cut out a slice of hospice care, since they're planning on living forever?
Reply With Quote
  #5  
Old 27 September 2013, 04:17 PM
Alarm's Avatar
Alarm Alarm is offline
 
Join Date: 26 May 2011
Location: Nepean, ON
Posts: 5,598
Default

Quote:
Originally Posted by Kallah View Post
Thankfully this person can see into the future and know exactly what illnesses, mental or physical, they'll be facing throughout their life. Does the author also parse out screenings for cancers they're feeling pretty good about, or perhaps cut out a slice of hospice care, since they're planning on living forever?
And obviously emergency care isn't going to need to be covered, since if you live in a cave, you don't need to fear getting in an accident with those new-fangled locomotives!
Reply With Quote
  #6  
Old 27 September 2013, 04:42 PM
erwins's Avatar
erwins erwins is online now
 
Join Date: 04 April 2006
Location: Portland, OR
Posts: 12,041
Default

Only bad people need treatment for mental illnesses or substance abuse. No good person has ever become mentally ill or developed an addiction to alcohol or pain killers. [/just world fallacy]

Last edited by erwins; 27 September 2013 at 04:53 PM.
Reply With Quote
  #7  
Old 27 September 2013, 04:45 PM
Tootsie Plunkette's Avatar
Tootsie Plunkette Tootsie Plunkette is offline
 
Join Date: 26 October 2001
Location: Seattle, WA
Posts: 10,047
Roll eyes

Wow, our coverage costs never went up dramatically before Obama. Not once. [/sarcasm]
Reply With Quote
  #8  
Old 27 September 2013, 05:04 PM
Sylvanz's Avatar
Sylvanz Sylvanz is offline
 
Join Date: 23 June 2001
Location: Michigan
Posts: 7,947
Default

This is a bit of a hi-jack buuutttt...I was trying to figure out where I'd fall in the subsidy and how much it was going to cost etc. I don't even know how to get to the actual exchange yet. However, the math I saw put me at 180.00 a month and I don't have a clue what the deductibles and co-pays will be. I'm a big supporter of the ACA, but frankly I'm a bit worried. What they say I can afford and what I can afford are a bit far apart. I mean I get a subsidy which is great because if I didn't I'd have no health insurance or even the hope of it. On the other hand I don't know if I can come up with the amount I have to pay a month and still eat.
Reply With Quote
  #9  
Old 27 September 2013, 05:10 PM
Mickey Blue's Avatar
Mickey Blue Mickey Blue is offline
 
Join Date: 01 February 2004
Location: Oregon
Posts: 17,571
Default

I don't recall the specifics off hand but one of my jobs deals with insurance pretty heavily and we have quite a lot of information about Obamacare and the subsidies seemed pretty generous.. That said I obviously don't know your specifics nor do I know how it will play out in reality.

I also don't have any of my paperwork here at home.
Reply With Quote
  #10  
Old 27 September 2013, 05:24 PM
erwins's Avatar
erwins erwins is online now
 
Join Date: 04 April 2006
Location: Portland, OR
Posts: 12,041
Default

The big paradigm shift is that people need to completely reprioritize their budgets. Healthcare coverage is a priority that needs to be equivalent to having shelter, heat, and water. It isn't too hard to see what needs to give way if there's a budget that includes a smartphone plan and cable TV and internet, but it will be harder for those who don't have any nonessential budget items. But the fact is, it might need to come out of the housing budget, e.g., if there is room to get cheaper housing. It will be easier once the law has been in effect for a bit, and it's already budgeted in. It's the transition that's hardest.

No one wants to have to give up things they already have to get something as unexciting (to most) as health insurance, but most wouldn't drive a car without legally required coverage and spend that money instead on entertainment. This is even more essential than that.
Reply With Quote
  #11  
Old 27 September 2013, 05:26 PM
GenYus234's Avatar
GenYus234 GenYus234 is offline
 
Join Date: 02 August 2005
Location: Mesa, AZ
Posts: 25,796
Default

It looks like Michigan is going the federal route. According to the website, pricing will be available October 1st. Until then, you can use this calculator to get a rough estimate of costs.
Reply With Quote
  #12  
Old 27 September 2013, 05:41 PM
Sylvanz's Avatar
Sylvanz Sylvanz is offline
 
Join Date: 23 June 2001
Location: Michigan
Posts: 7,947
Default

Hmmm, that looks a bit better. I wonder though, my 26 year old son lives with us. He works, but makes very little money. He's trying to move out. We don't claim him on our taxes, however, we provide everything except clothing and entertainment for him. Can I count him in my number in household?
Reply With Quote
  #13  
Old 28 September 2013, 08:54 PM
Judecat's Avatar
Judecat Judecat is offline
 
Join Date: 24 January 2004
Location: Baltimore, MD
Posts: 717
Default

Quote:
Originally Posted by Sylvanz View Post
Hmmm, that looks a bit better. I wonder though, my 26 year old son lives with us. He works, but makes very little money. He's trying to move out. We don't claim him on our taxes, however, we provide everything except clothing and entertainment for him. Can I count him in my number in household?
I beleive that household size is based on who's on your income tax return as dependents, and no simply who is living in your home. I live with my cousin and her daughter in her condo, I'm 60 and work part time, and for purposes of taxes, food stamps and insurance I'm considered a separate household of 1. I'm not sure at what age your children are considered a separate household, I know that for health insurance in Maryland they can't be on your insurace once they are no longer in school full time.
Reply With Quote
  #14  
Old 28 September 2013, 09:35 PM
Lainie's Avatar
Lainie Lainie is offline
 
Join Date: 29 August 2005
Location: Suburban Columbus, OH
Posts: 74,331
Default

Adult children can remain on their parents' insurance until they turn 26, regardless of student status, in any state. That's a part of the ACA that's already taken effect.
Reply With Quote
  #15  
Old 28 September 2013, 09:36 PM
erwins's Avatar
erwins erwins is online now
 
Join Date: 04 April 2006
Location: Portland, OR
Posts: 12,041
Default

One of the changes in Obamacare is that if a plan covers dependents at all, they have to cover children of the policy holder up to age 26 regardless of whether the child is in school, married, or eligible for their own healthcare. Cite. IMU that provision is already in effect.

ETA: Spanked, more concisely.
Reply With Quote
  #16  
Old 28 September 2013, 11:15 PM
Nana M Nana M is offline
 
Join Date: 28 December 2006
Location: British Columbia
Posts: 645
Default

I don't know a lot about the ACA, but I do know (because I looked it up) that Nebraska has decided to go to a 'marketplace plan management variant'. That could explain the increase in cost of various options. The marketplace idea doesn't seem to worked very well in the past and it seems they are trying to continue as they have been.
Reply With Quote
  #17  
Old 28 September 2013, 11:37 PM
WildaBeast's Avatar
WildaBeast WildaBeast is offline
 
Join Date: 18 July 2002
Location: Folsom, CA
Posts: 15,438
Default

My dad has a retiree health plan through his former employer. The last time I talked to him, he mentioned they're no longer going to offer that benefit, supposedly because they won't be able to offer a better deal that what one could get purchasing insurance through the exchanges. If that's true, then I'd say that means the ACA is working -- now anyone can buy insurance through the exchanges for as cheap as what one used to only be able to get as a retiree benefit from a large company.

To be clear, my dad wasn't complaining about the ACA; he is a supporter of it. If he was complaining about anything it was the fact that the company he used to work for is using it as an excuse to drop the plan he currently has.
Reply With Quote
  #18  
Old 28 September 2013, 11:51 PM
Avril's Avatar
Avril Avril is offline
 
Join Date: 07 August 2002
Location: Princeton, NJ
Posts: 10,534
Default

I am really disturbed by the number of companies I hear about that are responding to the law by circumventing its spirit--dropping health care coverage, raising the cost of coverage to encourage people not to get it and to get their own, cutting hours so people won't be eligible, etc. It's all really messy. I personally don't want a policy that is some kind of horrific HMO thing--which seems to be what most of these plans are, paying by patient and not by what the patient needs done. We're in for a rough transitional period, I think.
Reply With Quote
  #19  
Old 30 September 2013, 01:53 PM
Photo Bob's Avatar
Photo Bob Photo Bob is offline
 
Join Date: 08 February 2008
Location: Venice, FL
Posts: 2,507
Default

Major hijack here.

At a seminar I attended on the ACA the speaker said the name "marketplace" is now being used because there is no word in the Spanish language that translates to "exchange".

Anyone else hear this? Seems like more anti-immigration gibberish, but held my tongue at the time since it was the first I'd heard of it.
Reply With Quote
  #20  
Old 30 September 2013, 01:55 PM
Lainie's Avatar
Lainie Lainie is offline
 
Join Date: 29 August 2005
Location: Suburban Columbus, OH
Posts: 74,331
Default

They may simply mean that the direct Spanish translation of the English word "exchange" does not convey the same meaning.
Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On

Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
Congressís Exemption from Obamacare A Turtle Named Mack Soapbox Derby 11 16 September 2013 11:14 PM
Here's Hoping That Obamacare Is Better Than That Appalling Obamacare Simply Madeline Soapbox Derby 5 27 August 2013 10:09 PM
Obamacare starts in 100 days snopes Soapbox Derby 13 24 June 2013 11:05 PM
Obamacare? We were just leaving Ö A Turtle Named Mack Soapbox Derby 8 13 June 2013 08:32 PM
The one word to describe Obamacare snopes Inboxer Rebellion 20 18 August 2009 08:51 PM


All times are GMT. The time now is 01:10 AM.


Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2018, vBulletin Solutions, Inc.