snopes.com  

Go Back   snopes.com > SLC Central > Hurricane Katrina

Reply
 
Thread Tools Display Modes
  #1  
Old 02 August 2007, 09:39 PM
hambubba's Avatar
hambubba hambubba is offline
 
Join Date: 30 June 2000
Location: Gonzales, LA
Posts: 10,715
Yow! Katrina victims lose in appeals court

Flooding due to levee breach ruled "act of man", not covered by policies.

Quote:
Hurricane Katrina victims whose homes and businesses were destroyed when floodwaters breached levees in the 2005 storm cannot recover money from their insurance companies for the damages, a federal appeals court ruled Thursday.
Quote:
"Regardless of what caused the failure of the flood-control structures that were put in place to prevent such a catastrophe, their failure resulted in a widespread flood that damaged the plaintiffs' property," and policies clearly excluded water damage caused by floods, King wrote.
Ouch - that's gonna leave a mark.
Reply With Quote
  #2  
Old 02 August 2007, 10:50 PM
skyeg
 
Posts: n/a
Default

Unless I'm misreading the article, the first quote is a little misleading. This ruling seems to apply to people who only had home-owner's (or business) insurance and no extra flood coverage. People with flood coverage should still be paid by their insurance company, although I am sure that the insurance companies will try to recoup their losses by suing the Corp of Engineers or something... Since the flooding was ruled an "act of man", does that mean that someone or some entity can be held financially culpable for the damages?

It is quite unfortunate that most people in the area probably could not afford flood coverage... however, in most insurance policies, the only water damage that is typically covered in hurricane situations is from wind-driven rain (water that gets in through the edges of doors and windows or under shingles) and water that comes in through an opening caused by wind (like if you have a tree through the wall or your roof was blown off). At least, that's my understanding of the typical coverages as explained to me by my DH (who was an insurance adjuster).
Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On

Forum Jump


All times are GMT. The time now is 04:42 PM.


Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2017, vBulletin Solutions, Inc.