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  #1  
Old 02 February 2008, 07:38 AM
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Icon19 What a Nasty Letter for a $16.96 Debt!

A collection agency tried to collect a $16.96 debt with a letter that addressed its recipient with a four-letter word for excrement. "Dear Sh*t," began the letter attempting to collect from an old record club membership. The letter arrived in an envelope addressed to "Sh*t Face."

http://apnews.myway.com/article/20080202/D8UHVJ300.html
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  #2  
Old 02 February 2008, 09:07 AM
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Andrew of Ware Andrew of Ware is offline
 
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Maybe the debt collectors created a spoof letter, never intending to send it out. At a school I worked at the head couldn't stand a teacher and when she weas due to leave the head created a spoof front page of the school newsletter with a picture of Churchill doing the 'V' sign the wrong way round accompanying the story of her leaving. It was never printed, off course, but pressing the wrong button could have sent that file to the printer.
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Old 02 February 2008, 09:08 AM
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Quote:
Originally Posted by Andrew of Ware View Post
Maybe the debt collectors created a spoof letter, never intending to send it out.
As the article says:

"'Sh*t Face' is the name under which the account was opened and the way the coupon to start the club was filled out."

- snopes
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  #4  
Old 02 February 2008, 09:10 AM
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Would the Comstock Act apply in this case?
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  #5  
Old 02 February 2008, 04:12 PM
jimmy101_again jimmy101_again is offline
 
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Well, assuming the persons name isn't actually "S---", so what? The bill is for "S---", so "S---" is responsible for paying it.

It is certainly offensive but clearly has no legal standing as a bill, at least not to someone who's name is not "S---".

Is the collection agency going to report "S---" to Equifax and the other credit reporting agencies?

(Hmmm, maybe I should sign up for something under the name "Not at this address, return to sender".)
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Old 02 February 2008, 04:21 PM
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Not_Done_Living Not_Done_Living is offline
 
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I once received an unsolicited credit card in the name of Burnt Dark-Demon, which was the name of a character i had in an online game.

I am sure if i had used it, i would be responsible for the charges placed on the card.
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  #7  
Old 02 February 2008, 04:39 PM
jimmy101_again jimmy101_again is offline
 
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Quote:
Originally Posted by Not_Done_Living View Post
I am sure if i had used it, i would be responsible for the charges placed on the card.
Probably. But if someone else used it would you have been responsible?
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